Terms Of Use

Effective Date: July 1, 2017

FederalMoneyLoans.com is a FREE (and always will be), ZERO obligation online financial marketplace that works to connect prospective borrowers with qualified lenders. We are not a lender or a financial institution and cannot guarantee final approval or any part of the loan terms of any request. This website provides and maintains your information, conditioned on your acceptance, without modification, of the terms, conditions and notices contained in this Terms of Use and in the FederalMoneyLoans.com Privacy Policy page.

Please review and understand these Terms of Use before using FederalMoneyLoans.com or accessing any data on the network. If you do not agree to these terms without limitation or exclusion, please discontinue use of this website.

FederalMoneyLoans.com reserves the right to modify these Terms of Use at its discretion. Your use of the Site after such a modification will constitute your acceptance of, and your agreement to, any new or amended terms and conditions.

By accessing and using the site, you accept and agree, without limitation, to the following:

1. Our Service

By using the FederalMoneyLoans.com website and/or participating in our services, you are indicating that you fully understand and agree that FederalMoneyLoans.com a free online financial network and is not a financial institution. You understand and agree that FederalMoneyLoans.com is not a lender or creditor, and does not itself issue the financial products advertised on this website. The financial products advertised on this website are made available to you by third parties who are part of the FederalMoneyLoans.com network. You understand and agree that if you choose to accept a lending product offered to you by one of these third parties, that product is the sole responsibility of the respective third party, and not of FederalMoneyLoans.com. If you have questions or concerns about the lending product you are offered, you should contact the lender directly.

Although we attempt to facilitate every request, FederalMoneyLoans.com does not make lending decisions and does not guarantee that you will be approved for a loan as a result of using our service. FederalMoneyLoans.com is not responsible for requests that cannot be funded or unsuccessful funding requests arising from requester's ineligibility to qualify for the funding opportunity. Any receipts or confirmations you may receive from FederalMoneyLoans.com are for informational and recordkeeping purposes only, and should not be interpreted as an offer to lend. As always, loan approvals, amounts, and rates are determined by the lender and will vary depending on the individual lender you are connected with and on your ability to repay.

2. Site Usage Restrictions

FederalMoneyLoans.com is intended for users who are eighteen (18) years of age or older, and any registration by, use of, or access to the Site by an individual under the age of 18 is unauthorized, unlicensed, and is in violation of these Terms of Use. FederalMoneyLoans.com is also not intended for users who are not citizens of the United States. By using the FederalMoneyLoans.com website, you indicate that you understand and agree that you must be 18 years or older and be a citizen or permanent resident of the United States to submit a loan request. If you are not a legal US citizen over the age of 18, please do not attempt to submit a request through this website.

3. User Representations

By using the FederalMoneyLoans.com website and/or service(s), you indicate that you agree to comply with all applicable laws, statutes, ordinances, and regulations relating to your use of the website and your purchase or acceptance of products or services from lenders in the FederalMoneyLoans.com network. When you submit information through the form(s) on our site, you agree to not provide any information or content that is in violation of these Terms of Use. You also agree to not engage in conduct that is disruptive or that violates the law or the rights of FederalMoneyLoans.com or any of its users.

By accessing the content on this site, you further indicate that you understand and agree that the content appearing on this site, including all trademarks, trade names, characters, design, titles, graphics, logos and other properties, including all back-end software, text, voice, and images are protected intellectual property. Such items are owned by FederalMoneyLoans.com, its licensees, or by third parties who have authorized FederalMoneyLoans.com to use such properties. You may not make personal or business use of any such content without the prior express written consent of FederalMoneyLoans.com. By using the site, you agree not to sell, resell, reproduce, duplicate, copy or use for any commercial purposes any portion of this site, or use of or access to this site.

If FederalMoneyLoans.com reasonably believes that a user has violated these Terms of Use and/or any applicable laws or regulations, the user’s account may be suspended. FederalMoneyLoans.com reserves the right to suspend its services, at its sole discretion, for any user at any time and without notice. FederalMoneyLoans.com also reserves the right to report suspected legal violations to law enforcement authorities as it deems necessary. By using the FederalMoneyLoans.com service, you agree to comply with these Terms and to cooperate with any potential investigation, and understand that violations of these Terms or of any laws or regulations may subject you to civil or criminal penalties.

4. User Permissions

When you submit your personal information to FederalMoneyLoans.com and its network of lenders, you are providing your express written consent under the Fair Credit Report Act (FCRA) for FederalMoneyLoans.com and/or the third-party lenders and financial service providers in its network to pull your consumer credit profile. In order to facilitate your loan request, FederalMoneyLoans.com may conduct a “soft pull” on your credit. This type of credit check does not affect your credit score. Please note, however, that the lenders and affiliates in the FederalMoneyLoans.com network may conduct a credit check through one of the three main credit bureaus, which can impact your credit score. If you do not wish to consent to such credit checks, do not submit your information through this website.

By using the FederalMoneyLoans.com service, you also indicate that you understand and agree that all items you submit through the website become the property of FederalMoneyLoans.com. However, FederalMoneyLoans.com’s use of any items submitted to the site is limited by the responsibilities and obligations stated in these Terms and in the Privacy Policy. When you make a submission through the website, you understand and agree that you are not entitled to any compensation for such submissions, nor will you have control or restriction over their use beyond what is stated in these Terms and the Privacy Policy page.

Please be aware that FederalMoneyLoans.com may receive compensation from the lenders and affiliates in its network. By continuing to use the site, you agree to these compensation arrangements, regardless of whether or not they relate to or affect your usage of the site.

5. Limitation of Liability and Disclaimer of Warranties

All content provided on the FederalMoneyLoans.com website is provided to you on an “as-is” basis, without any express or implied warranties. FederalMoneyLoans.com does not provide any warranties regarding the results of your use of the FederalMoneyLoans.com website and content, nor does it guarantee that the website will be free of technical inaccuracies, typographical errors, viruses, or other harmful components. Although FederalMoneyLoans.com uses maximum efforts to ensure that the content of the website is accurate and up to date, FederalMoneyLoans.com cannot guarantee the accuracy or reliability of the content on the website and makes no representations or warranties regarding such.

By using the FederalMoneyLoans.com website and/or service(s), you agree that neither FederalMoneyLoans.com nor its partners, affiliates, or other parties involved in the creation and/or operation of this website shall be liable for any direct, incidental, consequential, compensatory, special, indirect, or punitive damages arising out of your use of the FederalMoneyLoans.com website. These exclusions and limitations are applied to the fullest extent permitted by law.

6. Privacy and Security

FederalMoneyLoans.com takes extensive efforts to protect against unintended interception of user data. These measures include utilizing 2048-bit encryption to protect personal information. Despite these efforts, FederalMoneyLoans.com cannot guarantee that your information will not be intercepted by unintended third parties. By submitting your information through the FederalMoneyLoans.com website, you indicate that you understand and agree that FederalMoneyLoans.com is not responsible for unauthorized interception of information submitted through the website.

Please note that the FederalMoneyLoans.com website may contain links to outside websites that are operated by third parties and are not under the control of FederalMoneyLoans.com. When visiting these third-party sites, please be aware that your use is governed by the respective third parties’ Terms of Use and Privacy Policies. FederalMoneyLoans.com provides links to third-party sites for your convenience only and does not endorse these sites or provide any warranties as to their content. By accessing third-party links, you understand and agree that FederalMoneyLoans.com is not responsible for the content or privacy policies of any third-party sites, and FederalMoneyLoans.com shall have no liability for actions or omissions of these third parties.

For more information regarding the protection of your personal information, please view the FederalMoneyLoans.com Privacy Policy page, which is incorporated herein by reference. This policy is applicable to all data and content transmitted through FederalMoneyLoans.com. And FederalMoneyLoans.com will not use the information you submit in any way that is inconsistent with these Terms or with the FederalMoneyLoans.com Privacy Policy.

7. Legal

The FederalMoneyLoans.com Terms of Use, and the interpretation, performance, and enforcement of your and FederalMoneyLoans.com’s rights and duties, shall be construed in accordance with the laws of the State of Delaware, except for any conflict or choice of law principles thereof that would lead to the application of another jurisdiction’s laws to the rights and duties of the parties. If any part of these Terms of Use is held invalid or unenforceable, that portion shall be construed in a manner consistent with applicable law to reflect, as nearly as possible, the original intentions of the parties, and the remaining portions shall remain in full force and effect. Any failure by us to enforce or exercise any provision of these Terms of Use or related rights shall not constitute a waiver of that right or provision.

In any action to enforce these Terms of Use, the prevailing party will be entitled to costs and attorney fees. Any cause of action must be instituted within one year after the cause of action arises or be deemed forever waived and barred. Furthermore, you may not assign your rights and obligations under these Terms of Use to any party; any purported attempt to do so will be null and void.

FederalMoneyLoans.com shall be excused from liability for non-delivery or delay in delivery of products and services available through our site arising from any event beyond our reasonable control, whether or not foreseeable by either party, including but not limited to, labor disturbance, war, fire, accident, adverse weather, inability to secure transportation, governmental act or regulation, and other causes or events beyond our reasonable control, whether or not similar to those which are enumerated above.

Furthermore, FederalMoneyLoans.com is not responsible for damages that may be incurred by third parties as a result of your use of the FederalMoneyLoans.com website. By using the website, you agree to indemnify and hold FederalMoneyLoans.com and affiliated parties (including, but not limited to, its subsidiaries, affiliates, officers, agents and other partners and employees) harmless from any loss, liability, claim or demand, including reasonable attorney’s fees, made by any third party due to or arising out of your use or attempted use of the FederalMoneyLoans.com website.

8. Contact

Except as explicitly noted on this website, all available services are provided by Federal Management Enterprises, LLC, a Delaware company, located at:

8 The Green
Suite 6381
Dover, DE 19901

Please feel free to contact us regarding any questions, comments, or concerns you may have about the FederalMoneyLoans.com website and/or its services. All questions pertaining to your requested/outstanding loan(s) must be directed to your assigned third-party lender.