Answers to our customers' most popular questions can be found here. is not a direct lender, nor is it an agent, affiliate, broker, or representative of any lender. provides a FREE online platform that website visitors may use to request a loan from lenders in the network. has no control over whether or not you are approved for a loan, nor can it provide any information about the specific terms of your loan.

Customers can apply for a loan between $100 and $35,000. The amount you are actually approved for is dependent on a number of factors, including your state of residence, income, employment and credit history. In the event that you are not approved for a , you may still be eligible to be approved for a lower amount. Simply follow the instructions provided on our application to apply for a lower in real-time.

After submitting your application, it typically takes less than 5 minutes to receive approval. Applications with accurate and complete information will yield the most favorable results.

Although credit is one aspect of your application that is assessed, our lenders consider a broad range of criteria to determine your eligibility - including your personal information, employment situation and state of residence. We work with lenders that provide loans for those with excellent credit, average credit or poor credit. Even if you are in the process of rebuilding your credit, you can still qualify for a loan.

If your application is approved by a lender, you are required to review and e-sign the lender's loan agreement to receive the presented offer. With, you have ZERO obligation and always have the last say to accept or deny the presented offer for any reason. If accepting the presented offer, the funds will be directly deposited into your bank account. Deposit times can be quick as the next business day but may vary based on the lender, time of day, day of week, and/or personal eligibility.

There is ZERO cost to use our website. The cost of borrowing varies and is based on a borrower's personal eligibility for a loan. Upon approval, your lender will present their interest rate and repayment terms for your review. Remember, no loan is issued unless you electronically accept the rate and repayment terms.

The amount of time to given to repay your loan typically depends on the type of loan you are matched with. Repayment terms vary by type of loan and individual lender; which are expected to be paid back between 7 days to more than 60 months.

Most lenders offer loan extensions and alternative repayment options during special circumstances. We recommend that you contact your lender directly to discuss the options available to you. does not conduct a traditional credit check through the three major credit bureaus but may conduct a “soft pull” through another provider, which does not affect your credit score. Lenders in the's network may conduct traditional credit checks with the three major credit reporting bureaus, which may impact your credit score. If you are not comfortable with having your credit checked, do not submit your information through’s request form. is not a direct lender and thus cannot provide you with the repayment terms and nonpayment penalties associated with your loan. Please contact your lender directly with questions about repayment and/or missed payments. Additionally, if you anticipate being unable to make a future payment, recommends that you contact your lender as soon as possible.

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