FederalMoneyLoans.com is not a bank, lender, creditor, or financial institution, and does not make any approval, loan, or credit decisions. FederalMoneyLoans.com is not acting as a representative or agent for any lender or financial service provider, nor does it endorse any particular lender or product. FederalMoneyLoans.com simply provides an online marketplace that serves to connect prospective borrowers with lenders in our network. You are under no obligation to use our service to contact a lender, request a loan, or accept a loan offer. We do not guarantee that you will be offered a loan, nor do we guarantee that offered loans and terms will be acceptable to you. Consumers in certain states may not be eligible to request or accept a loan via our website. Please visit our state information page to learn more about the regulations in your particular state.
Please note that lenders in our network may wish to verify some of your information before offering you a loan. This information may include, but is not limited to, your social security number, driver's license number or other federal or state identification, and credit history. Most of our lenders do not pull credit reports from national databases including Equifax, Transunion, and Experian, but may conduct “soft pulls” on your credit from other providers. By submitting your information and agreeing to our privacy policy and terms of use, you agree that lenders may obtain your credit report(s) and verify your information.
When you submit your information via our online form and agree to our terms, you are giving your express consent for FederalMoneyLoans.com to forward your information to multiple lenders and/or third-party providers, who will evaluate your information to determine whether or not they can offer you a loan. If a lender approves you for a loan, you will be redirected to the lender's website to complete the process. All fees and rate information charged by the lender will be disclosed to you at that time. Please be sure to carefully and thoroughly review the rates and fees provided by the lender before agreeing to accept the loan. You are under no obligation to accept terms you are not comfortable with, and you should not accept terms that include payment amounts that are too difficult or impossible for you to meet.
If you decide that the loan terms are acceptable to you, you will be able to E-sign your loan documents with your lender directly. When electronically signing (e-sign), you are entering into a legally binding contract with the lender and you are responsible for repayment of the loan. Your repayment obligation and any other loan-specific questions or concerns are between you and the lender, not FederalMoneyLoans.com. Questions regarding this information should be directed to your lender.
Please note that the loans offered by our lenders are intended for short-term financial relief and are not long-term financial solutions. You can learn more by visiting our Rates & Fees page. We encourage borrowers who need long term financial solutions to contact a financial advisor.
Availability: This service is not available in all states, and the states this website services may change from time to time without notice. We highly recommend that you review all local laws and regulations in your particular state before requesting or accepting a loan.